Difference between revisions of "Money abroad"
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**No fee for ATM use | **No fee for ATM use | ||
**1% fee of the transaction amount (including credits and reversals) for non-U.S. currency and foreign transactions – need to call and ask: POS purchases only, or ATM withdrawals as well? | **1% fee of the transaction amount (including credits and reversals) for non-U.S. currency and foreign transactions – need to call and ask: POS purchases only, or ATM withdrawals as well? | ||
| + | *[http://www.schwab.com/public/schwab/banking_lending/checking?cmsid=P-990750&lvl1=banking_lending&lvl2=checking Schwab checking] | ||
| + | **No ATM fees. Schwab Bank will reimburse you for any fees charged by other banks. | ||
| + | **Absolutely impossible to find fee disclosure on this. Need to stop in at a branch. Application form with all info just says ''Visa Check Card Agreement, which is sent with the card, contains the terms and conditions which apply to this card''. | ||
*[http://www.trumarkonline.org/home/fiFiles/static/documents/Disclosure_Service_Fee_Schedule050310.pdf TruMark] | *[http://www.trumarkonline.org/home/fiFiles/static/documents/Disclosure_Service_Fee_Schedule050310.pdf TruMark] | ||
**$1.50 per ATM withdrawal (out of network); 1% transaction fee is charged to the Credit VISA but nothing is stated about the debit kind | **$1.50 per ATM withdrawal (out of network); 1% transaction fee is charged to the Credit VISA but nothing is stated about the debit kind | ||
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**Used to have a card with some rewards and 0 fees on international transactions. No longer offered online; need to check in local office. | **Used to have a card with some rewards and 0 fees on international transactions. No longer offered online; need to check in local office. | ||
*[https://www.penfed.org/productsAndRates/creditCards/promiseCard.asp PenFed] | *[https://www.penfed.org/productsAndRates/creditCards/promiseCard.asp PenFed] | ||
| − | *Absolutely no fees – ''including cash advances'' (though APR is still charged, obv) | + | **Absolutely no fees – ''including cash advances'' (though APR is still charged, obv) |
| − | *Membership requires enrollment in [http://www.militaryfamily.org/participate/join/civilian-family/ National Military Asscn] for $20 | + | **Membership requires enrollment in [http://www.militaryfamily.org/participate/join/civilian-family/ National Military Asscn] for $20 |
| + | *[http://www.capitalone.com/creditcards/products/compare/?linkid=WWW_0608_CARD_TGUNS13_CP28960EW_H1_03_T_CCPCP CapitalOne] | ||
| + | **Endless array of seemingly undifferentiated choices | ||
| + | **Probably small line of credit | ||
| + | **No info on foreign transaction fees, but presumed 0% | ||
Latest revision as of 04:21, 5 July 2010
Checking acct w/debit card
- E*TRADE Standard checking
- Unlimited Debit card and check transactions
- Free unlimited online bill pay
- Free initial checkbook
- No fee for ATM use
- 1% fee of the transaction amount (including credits and reversals) for non-U.S. currency and foreign transactions – need to call and ask: POS purchases only, or ATM withdrawals as well?
- Schwab checking
- No ATM fees. Schwab Bank will reimburse you for any fees charged by other banks.
- Absolutely impossible to find fee disclosure on this. Need to stop in at a branch. Application form with all info just says Visa Check Card Agreement, which is sent with the card, contains the terms and conditions which apply to this card.
- TruMark
- $1.50 per ATM withdrawal (out of network); 1% transaction fee is charged to the Credit VISA but nothing is stated about the debit kind
- Lockheed
- $1.50 per ATM withdrawal (out of network); 1% transaction fee
Credit card
- Schwab
- Used to have a card with some rewards and 0 fees on international transactions. No longer offered online; need to check in local office.
- PenFed
- Absolutely no fees – including cash advances (though APR is still charged, obv)
- Membership requires enrollment in National Military Asscn for $20
- CapitalOne
- Endless array of seemingly undifferentiated choices
- Probably small line of credit
- No info on foreign transaction fees, but presumed 0%
