Difference between revisions of "Money abroad"
m (→Credit card:  ugh heading levels)  | 
				 (→Checking acct w/debit card:  schwab)  | 
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**No fee for ATM use  | **No fee for ATM use  | ||
**1% fee of the transaction amount (including credits and reversals) for non-U.S. currency and foreign transactions – need to call and ask: POS purchases only, or ATM withdrawals as well?  | **1% fee of the transaction amount (including credits and reversals) for non-U.S. currency and foreign transactions – need to call and ask: POS purchases only, or ATM withdrawals as well?  | ||
| + | *[http://www.schwab.com/public/schwab/banking_lending/checking?cmsid=P-990750&lvl1=banking_lending&lvl2=checking Schwab checking]  | ||
| + | **No ATM fees. Schwab Bank will reimburse you for any fees charged by other banks.  | ||
| + | **Absolutely impossible to find fee disclosure on this. Need to stop in at a branch.  | ||
*[http://www.trumarkonline.org/home/fiFiles/static/documents/Disclosure_Service_Fee_Schedule050310.pdf TruMark]  | *[http://www.trumarkonline.org/home/fiFiles/static/documents/Disclosure_Service_Fee_Schedule050310.pdf TruMark]  | ||
**$1.50 per ATM withdrawal (out of network); 1% transaction fee is charged to the Credit VISA but nothing is stated about the debit kind  | **$1.50 per ATM withdrawal (out of network); 1% transaction fee is charged to the Credit VISA but nothing is stated about the debit kind  | ||
Revision as of 04:18, 5 July 2010
Checking acct w/debit card
- E*TRADE Standard checking
- Unlimited Debit card and check transactions
 - Free unlimited online bill pay
 - Free initial checkbook
 - No fee for ATM use
 - 1% fee of the transaction amount (including credits and reversals) for non-U.S. currency and foreign transactions – need to call and ask: POS purchases only, or ATM withdrawals as well?
 
 - Schwab checking
- No ATM fees. Schwab Bank will reimburse you for any fees charged by other banks.
 - Absolutely impossible to find fee disclosure on this. Need to stop in at a branch.
 
 - TruMark
- $1.50 per ATM withdrawal (out of network); 1% transaction fee is charged to the Credit VISA but nothing is stated about the debit kind
 
 - Lockheed
- $1.50 per ATM withdrawal (out of network); 1% transaction fee
 
 
Credit card
- Schwab
- Used to have a card with some rewards and 0 fees on international transactions. No longer offered online; need to check in local office.
 
 - PenFed
- Absolutely no fees – including cash advances (though APR is still charged, obv)
 - Membership requires enrollment in National Military Asscn for $20
 
 - CapitalOne
- Endless array of seemingly undifferentiated choices
 - Probably small line of credit
 - No info on foreign transaction fees, but presumed 0%